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Patient Advocacy
States Are Cracking Down on Facility Fees: What Matters If You Have Co-Pays and Deductibles
Some people have insurance but still feel every co-pay and deductible. For them, facility fees and where a procedure happens can make the difference between a manageable bill and a painful surprise. Now, some states are starting to limit certain facility fees and require clearer hospital pricing. This post explains who is most affected and offers three simple steps: call your insurer, ask for a written estimate, and do a quick check on your state’s basic protections.
Sonia Somwar MHA BSN RN CCM
Jul 303 min read
Navigating Coverage Changes: What to Do When Your Income Just Exceeds the Medicaid Limit
How to navigate changes in your insurance plan when you find yourself over the income limits.
Sonia Somwar MHA BSN RN CCM
Jul 153 min read
The Hidden Costs of Surgery: Why Location Matters for Your Medical Bills
Why the same procedure can lead to very different bills You can see the same surgeon, have the same procedure, and still end up with very different bills simply because of where the procedure happens. Most people expect one bill for “the surgery.” In reality, you are often paying for at least two pieces: The doctor’s work (professional fees for your surgeon and anesthesia). The place where it happens (facility fees for the hospital outpatient department, ambulatory surgery ce
Sonia Somwar MHA BSN RN CCM
Jul 83 min read
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